I agree it's possible, but it's so obvious, which is why it makes such a great frame-up trick.

If Bob were a big corporation and we were talking about an account in the Caymans, or Switzerland, then yeah, absolutely, but for Bob the Mountie I'm not sure how he'd manage it without drawing attention. I suppose he could open the account claiming he's starting a separate account to save for something else? Benton's college fund? *snerk*